Escalator up and the elevator down. Too many people are fearing a crash that this market while I have my doubts as well is going to keep plugging along to the upside. When in doubt buy partial positions into the Indexes if you know nothing about picking stocks and then sit back and watch the money pour in over the next several years as everyone is still afraid of the market. This summer is a good time to average in and get ready for the chase into the end of the year as the hedge funds all chase Alpha to try and match the S&P 500 that they are all trailing currently. Enjoy!