Agreed. Here is something you might find interesting.

Wells Fargo Credit Ratings

Excellent (760 and above)
You should generally be able to qualify for the best rates, depending on your debt and income levels and the amount of equity you have in any collateral.

Good (700 - 759)
You should typically be able to qualify for credit, depending on your debt and income levels and collateral value (but you may not get the best rates).

Fair (621 - 699)
You may have more difficulty obtaining credit, and will likely pay higher rates for it.

Poor (620 and below)
You may have difficulty obtaining unsecured credit.