No need for extra work. I have a feeling reality is actually different than even these ideas here. Since most money is digital nowadays and since we can not know for certain how much gold exists on Earth, we really don't know anything.
These explanations in the post are but one step further from what people in the mainstream believe to be true. It may just turn out to be another story to keep the ones pacified who looked further than the evening news. Which I will get to in the near future with my blog.
much love!
You may be right, it could all just be BS and they could just put whatever they want in a computer. Anyway I did find the article. It is from the Bank of England. So if you are looking for a primary source document.
https://www.monetary.org/wp-content/uploads/2016/03/money-creation-in-the-modern-economy.pdf