It sure does Brother Greg, after losing my $50k+ / yr career in communications back in 2016 I moved to zero income and now earn $14.55/hr slingin' boxes for Fed Ex 20 hrs a week. The sad thing is I was living paycheck to paycheck as long as can remember even when I made "ok" $ and could pay for luxury bennies like medical and dental...As of March 1 www.usdebtclock.org reflected 700k bankruptcies - wonder what that will be by end of year....convicted felons have also jumped from 7 million to 20 million in less than a year's time....go figure -