Bro your word are not less then truth. I think you have lot of experience about life. I too think like you. I only want to earn money to help needy people.

Best line you said: Even with a smaller house or maybe a few less toys, you will still have a pretty good quality of life almost anywhere.

and

Making a decision based solely on money is one of the surest paths to a choice you are going to regret.

You have written very nice article. @calaber24p