That's great news that you've never lost money on a trade (nor have been victim to a scam). It never hurts to get more information, do additional research. This crypto-currency field is still relatively new, so I'm sure the scams are out there.
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Yes it does pay out, so far i have had 3 with draws paid to my wallet
Fri, Jul 14th 2017, 23:37 0.12907040 BTC Bitcoin Completed
Sun, Jul 9th 2017, 23:55 0.01060050 BTC Bitcoin Completed
Fri, Jul 7th 2017, 08:50 0.10862620 BTC Bitcoin Completed
My link to join, yes we get referral bonus'es
https://fexfund.net/?r=Cinderwulf
Cool!! I will definitely snag that link. I'm still focused on SteemIt for now, but will be looking at other crypto investment options soon.