Greg, I'm not hearing the same as 2008 on the street. Maybe it is me and my network/perspective has changed. In 2008 I was hearing how everyone was flipping houses to make a quick buck. Today I'm seeing houses in my area staying on the market for months/years. Some are moving but the prices are not great. I think there is some time to go here before we get to the top. Trigger might be somewhere else this time though. I'm in the northeast.