It's super hard!! I am just trying to remind myself that if I solve this problem once and for all, I'll never have to go back. Your story about how you now have the extra $300 each month is a great reminder of that. If I can just keep those kinds of anecdotes in my mind, I know I can hang in there for the next 3-6 months and just pay off more and more of this debt rather than spend on other things.