Reducing your expenses is one way to help get out of debt. Sounds like monopoly get out of jail card. LOL Decide what is TRULY a need and what is a want. Steemit may help but one must have multiple strategies. Learn self-discipline. if you have extra money act like it is not there. Pay off your credit cards first. What are my goals? Spreading joy to others I see and perhaps falling in love again if possible. Perhaps there is a Steemit dating site! LOL blessings-