It is rigged against you. I went to Coe College, Cedar Rapids, IA. I did not have debt as some folks do. However I had a mind full of socialist liberal mind set. Professors teach you to be socialists and discourage any sort of freedom based capitalism. So the idea of owing debt from a college or university would fit into their socialist program mind control. Most of my friends now are socialists. I have no children and yet wanted a family. It is not fair. It goes against the Bible too. We are supposed to be fruitful and multiply. They have you on all levels. In 2008 we had a bail out of the banks. The laws are written today to have a bail in. Every deposit you make to a bank becomes the banks. You are a creditor to the debts of the bank. And when the crap hits, the banks will receive their money and yours long before you will ever see your own money. That is why I believe in silver and gold that I hold in my hand. It is not digital and you have it. If you cannot hold it you do not own it.