That is somewhat what I was saying one person claims they are doing blackmail and then your withdrawels are forwarded to someone. There is audio retaliation for taking it out of checking... A whole new level of repression. I see a drawback that you are getting debit cards that are not protected from theft rather than credit cards so I see some weakness in using it as make a run for it money.
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Ok I thought you were referring to BTC transactions.
I thought debit cards have overdraft protection, definitely mine has it. It's the biggest form of evil of not giving overdraft protection, and then a guy with 50$ balance gets his card stolen and the thief spends 5000$ from it, and now the card owner is liable for the costs.