Outright ownership of land would certainly be a safe investment over any considerable period of time. If you've researched and have a mortgage at a lower price than renting, you're being quite financially responsible.
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I am pretty cheap @drewkin actually it isn't that I am really cheap I am just frugal. Rent currently in the area where we live for a 3 bedroom is $800-$1000 a month our mortgage will be around $600, the house we are renting right now that we have to move from soon we are renting for $675 so it is a no brainer to build on our land.