Stocks are getting surpassed by cryptocurrencies for example.
And just like that, the mentality of saving for your retirement is changing, and will change even more when people realise the potential of coins like STEEM, where you can make your dream come true.

Multiple Streams of Income is the way to go in my opinion, if you have a consistent and multiple ways of income over the years, unless something catastrophic happens in the world, you will do just fine...