You two summed up my personal position on the cryptos quite well. It is time to get your toes in, learn the systems and go through the motions so when there is a pull back you are able to move in. We also have to remember that the net and digital money could still go either way in terms of the grid being up, or the grid being under "bad guy" control like the current metal exchanges are. Make sure you don't get too greedy with your crypto positions and take profits and balance out with metals so you can't be corralled by the system if it comes to that.