I don't think it will totally cause the next another crash, but it could definitely be a factor. I dont think it will cause the next crash because right now banks are still being looked at under a magnifying glass because of 08. However in the future once people start to forget, it could happen again. I agree over leveraged debt, both public and private, will probably cause the next crash.
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Yes. Banks are better capitalized now then they've probably ever been. The next crash won't be caused by them. Central banks cant control a market forever, that loss of control will be the catalyst for the next plunge, in my opinion of course :)