I have run across many posts and comments with just the sentiment you describe lately here on steem. Full steem ahead is what I say! It is better to make the "wrong" decision and give it your best attempt than not to try at all. I am old and have gone in many directions in my life. The few regrets I have are for the times I could have taken some action and did nothing instead.

I think you are right in surmising that fear of taking control is the problem. But you are the captain of your own ship and I know taking action will help you even if later you need to change course.