@realestatecoach I think it is up to the individual do decide (depends on his/her circumstances) how much gold they want to save. I think of gold more as savings rather than an investment. The other point I would make is that the idea of retirement is something that has been imposed on people by the financial elites as they want us to keep pumping their fiat game. Why should I stop doing what I love at a certain age? So to answer your question it depends how much you save. If you save 10% of your earning then I would put it into gold and silver. Savings is not investing. The problem is that savings in fiat money does not exist anymore or doesn't pay as interest rates are near zero and inflation eats away at your capital so peole have been forced to invest in the stock market.