This is a Bitcoin and Crypto problem though, as it's not regulated people have been scamming for years. Steem users should take extra precautions because a lot of them don't even know how Bitcoin works.
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thank you for clarifying.. yes this is a "Bitcoin and Crypto" problem not exclusive to POP. The problem of scammers and beggars goes far beyond one P2P social lending site. It is up to the community to stop this and up to the person looking to invest/borrow to do so with the intention of helping the community grow in a positive manner