I'm new to crypto currencies but you could of course go for both. I would not spent all of it. Lots of experts advice to invest in 10% of Gold/silver. So you could also apply that for crypto currencies.
I my opinion you should alway be save with Gold and Silver as means of wealth preservation. You can also read my artikel here:
https://steemit.com/money/@zebulon/what-i-learned-about-gold-and-silver-in-2014

Greetings