It doesn't have to be that way. If you live in abundance opportunities will manifest. Also, if you love what you do then working long hours is a pleasure not a chore. I suppose for some being a millionaire is a chore, I know a couple of lawyers and wealthy accountants who dislike their job. Even my Dad spent his life working a career that he didn't like and then died just before he got the chance to enjoy his wealth. The important thing is find something that you love doing and you will be a millionaire, even if not financially.
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i agree @unclehermit There are a number of success formulas out there in which at the end of the day, it comes down to "fulfillment". Being a millionaire is a success in the eyes of the beholder. Others find success in health, in giving back to community, and other walks of life.