Awesome write up! I always pay with card whenever possible to take advantage of their rewards :) I wanted to add too that since I travel a lot, one of the best cards you can use is Chase Sapphire since they offer HUGE signup rewards plus A TON of miles that are transferrable to almost all airline networks. If anyone needs a referral link, feel free to hit me up about one ;)
That said, we get all these rewards as Americans, but what's the best way of going about this for Europeans? I have a lot of European friends that are missing out on a lot of potential benefits, so what I've done is added them as authorized users to my card; although this is getting more difficult nowadays since a SSN is now required. Thoughts?
I actually always thought they asked for an SSN when adding an authorized user. The only thing I can think of either than finding a way to get your European friends SSNs somehow is for you pay directly for them using your credit card then have them pay you back. My main concern with this is that's a rather messy and confusing arrangement to do this.
Yeah thats what I figured and that's what we've been doing so far, just curious if you knew of other ways around it. Anyways, great post again and thanks for the advice!
Btw @calaber24p I mentioned this post of yours in my latest article here!
I hope you don't mind a little bit of exposure ;)