It will be even more than 365% because the1% goes on top of the 1% you added yesterday. If you do not burn out on the way yes you will be better in the three things. If there are more than three things than these will become worth, just to add some realism. But overall you are better off.
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Yeah, you're right but the idea works, it was tested :)
Thanks for the comment, I really appreciate it.