Wonderful post. I remember years ago when money was tight if I could even save $50 a year I was happy. As the years went on I have had auto-investing into gold/silver accounts, and brokerage accounts. Then when I got started into crypto-currencies I regularly invested. My investing is a line item in my budget..."pay yourself first" is very critical. Now that retirement is approaching I am feeling better about being able to survive.

31 years ago when I got married we had a negative net-worth (not good). With hard work and discipline we have built a nice nest egg.

Funny thing about written goals, a commitment and perseverance is that you usually will reach the goal.

Great post