in some cultures people don't have to save to retire, their kids take care of their needs and the government doesn't have to pay a cent. here in belgium you do receive a pension but its so low an unemployed immigrant who doesnt speak the languege will get more with his unemployement fee. i do support that family will take care of you after a certain age or situation because it brings you back together. you can always save for it and spend it over a period of time or buy a super car to enjoy the shit of it.