That's a whole lot of stuff about Carnegie I didn't know about. Using libraries as a way of providing charity to the people was a massive idea an ordinary person couldn't think about. These books given that they were accessed by both the rich and the poor did amass a lot of knowledge among many people by that time which was one massive way of getting people from the needy life. Money indeed has been the major influence of this world becoming a better place. Mother Theresa played a huge part in giving to the poor, but she could not reach many parts around the globe because of financial reasons. The percentage of the needy reached by the rich people is so huge and they deserve a lot of credit for making this world a better place.