You're very kind. Life has been good with the birth of our daughter and us finding a house we could afford outright. It's a shame that getting ahead is hard when everything wants to break at the same time.
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For this article, you truly had me at the title! <Deep Sigh!>
I know it isn't always possible, but to the extent that you're able, try to learn how to fix things yourself... In some cases, it may be easier than you think. I have found that most repairs are nothing more than disassemble - clean - reassemble tasks. ;) NOTE: <- follow the link... :)