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It's not much of an insult. I could call you a flattop, but we're not 8 years old 😁

Have you read any Terry Pratchett? You might enjoy it.

I have owned a Fiat. How did you know?

Wishing you health and happiness.

Are you sure it was "Hello"? If you asked him if he's interested in LasseCash or some other crypto scam I am sure what he actually said was "HELL NO!"