Deep question, and it's a question that I had yet to have a definite answer. Asset means something that puts money into my pocket. Up until now, my professional skills and time that I am selling puts in money. This isn't an asset. I would say my personal branding as well as the future business that I wanna involve in will be the asset. Steemit is one of it which falls under my personal IP. Still exploring and it's interesting to see how other view asset as.