I agree with all of the 3 points.
First, you have fulfill all basic needs before you can think about something else. It includes health, enough food, to have a roof over your head. You can only achieve it if you have enough money.
After that is fullfilled you can think about things like education.
The second aspect is so foolish. I just don't understand why people complain about their situation if they have everything they need. If they want more, they should just get up and work.
3rd, I see to many people walking around like they'd be rich but their home is such a mess. Nothing more to say about this.