Well thanks for the free advice! Closest thing I had to a plan was to wait until i could maybe get approved for something new and start transferring to 0% interest cards again, but that would be awhile. If what you say works then with lower utilization, I might get the new 0% card(s) sooner then?
It's hard to figure it all out - other than just pay, pay, pay - but it's also good to have someone real to maybe refer others to who need the help even more than I do. I won't forget you man!