Man, you have a pretty great mindset. Unfortunately I don't live in US, I live i Ukraine where the economy is not that awesome :)
But in any case people like Tony Robbins, Robert Kiyosaki, Oprah Winfrey, Les Brown, Brendon Burchard, Tim Ferris, Dalai Lama, Ariana Huffinton and others are telling that a person who want to be at the top of their industry cannot allow themselves to stop learning and improving.
Anyways, we have a pretty awesome debate here about personal development stuff while others don't even try to change something :)
So I really appreciate your feedback.
There is nothing wrong in what you are saying. It's actually very good. Only striving for perfection people could improve themselves and reach their potential. It's just the expectation of linear incremental improvement that is always proportional to your input is what I am warning about. It's not all that cut and dry. Anyhow all the best to you in your strive for perfection.