I agree, credit should be avoided at all costs! I understand why people fall into the habit of using it... lay offs, etc.. but it's great to be free from that. Good for you
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I agree, credit should be avoided at all costs! I understand why people fall into the habit of using it... lay offs, etc.. but it's great to be free from that. Good for you
Thank you , Its such a relief to not have to think about paying it all back, its done now for next year and you don't really miss it :)
Yeah that makes sense. Set aside for a specific purpose helps you not tap into it for other reasons
Its worked for me for years, doing the odd survey and using a few money saving apps has worked well :)
That is simply awesome