These are all excellent ideas, Karen. I started doing this along time ago because I refuse to use credit cards. Every little bit helps towards a debt free good Christmas. Kudos to you for starting to save for Christmas now! It just makes it so nice not to have to worry.
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It has become a challenge for me now, to see if I can save more next year, this year I managed to put money away into our savings :)
Way to go, Karen!