Yeah I think morally im completely opposed to what they did, in many cases, it was monstrous, but the part of me that believes in the free market believes that as a private company they should be able to take risk and fuck up their own company. HOWEVER, when you fuck up and socialize the loss because you threaten to tank the economy, thats when things start to change my mind about making such predatory actions illegal. Its either going to be sub prime car loans, or student loans that are going to pop next. 08 set people back years of saving, so now they cant retire and people entering the work force can't find jobs.