Crazymumzysa, I was worried because you didn't post for a while. I am so glad that you are back on Steemit. Just call me a worry wort. I was born worried! Anyway, yes, I have read Rich Dad, Poor Dad by Robert Kiyosaki awhile ago. When my daughter had just turned one, I was going through a divorce, facing a lot of uncertainty financially and emotionally. I had to first pull myself together emotionally and take care of my daughter, working hard and long hours, paying for childcare, mortgage and not receiving child support dictated by the courts. It was a very overwhelming experience for me at the time. Fortunately I had the foresight to save my money a little at a time before I even got married, which really helped me to regain my footing. Being a single parent for a young child forced me to learn as much financial information as possible. I read, I studied and I took steps to use a tax shelter annuity to invest for my retirement and my daughter's education. I also had to refinance my house to a lower interest rate and got some money from the refinance and invested it. I was lucky because I had a friend who knew about the financial process. With that investment, I put it in my daughter's name for her education and it grew. Bottom line is that, all people, especially women, need to know how to manage money, because there are no guarantees that you will always stay married. So your advise to everyone is very important! Life has made me strong to survive and taught me a lot. That is why I am on Steemit, not for the money, but to help others and also to help myself, by writing my posts to express my inner thoughts or relive old happy memories of childhood. I just started re-writhing which has been very therapeutic for me. Have a wonderful weekend and sorry for writing to much here. I want people to know, that no matter how tough life gets, we will make it if we are determined and make the effort......Cabbagepatch