Every intelligent person will set goals and start immediately rather than wait until a certain date is reached.
These people are called achievers.
And then, there are the others that need excuses to delay tasks that might be inconvenient and not effortless. Many of those will not follow through with their New Year resolutions.
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Dear @brokernaples
Thank you for your mature and kind comment. Appreciate.
ps.
I was also wondering how do you handle stress and frustration once you realize that you cannot reach your goals and targets?
Yours
Piotr