the two of them are not the third

Being a successful and well-established person in this life is what everyone wants. Although I already have a well-established job with a fairly salary but why am I running out of money at the end of the month and forced to indebted? Is there something wrong with me ?, If this continues how can I live well established? To answer the question then we must find out the cause.

1. Lifestyle

Lifestyle also affects your spending, if your lifestyle likes to squander money and life extravagantly until whenever you will never be able to live established. Consumptive lifestyles will reduce your circumstances, the money that should be used to meet your needs is made to buy goods that are not too important function.

1. Hunting for praise by buying luxury goods

Just because you hunt for praise you are willing to spend a lot of money even to spend your salary to buy luxury to look as a person who is, it is wrong and not true to do. Think again if you buy luxury goods that can actually be replaced with goods that are quite affordable.

1. Lacking the importance of keeping track of expenses

Not everyone is given the ability to be able to cultivate finances well, so many companies are hiring a professional accountant. Although we are not a professional accountant we should also be able to manage our income and expenditure. It is usually lazy to do but if we do not calculate our income and expenses, we will not know for whatever money we have to spend.

1. Easily tempted to invite friends to go hangout

Environmental factors can also make us live unfinished. Due to the easy temptation of a friend's invitation to go our streets until it is difficult to manage our expenses. It never hurts to go out or hangout with a friend, but we should also be able to limit ourselves not to continue. Not that we are not loyal friends but we also have to know how our financial ability.

1. Have you saved?

Saving is one way to keep our income safe. Saving is also a form of our endeavor to lead an established life. Savings can also be an emergency fund when you have run out of money by the end of the month and you do not need to owe someone else. So there's no reason not to save money if you want to settle down.