I completely agree. But that is sometimes hard to understand. For example someone that is 'poor' or barely comes from month to month wins lottery. His issue then is that he doesn't know how to live with that kind of money as it completely changes his views, daily operations and how he looks on money/others.
That's why there is a lot of stories how someone that got alot of money lost or spent it all very soon. Because it simply gets over his head and it's a burden that is sometimes just too hard to bear.
Anyone can say "if i would won 1 million $ i would never be so 'stupid' to spend it all" - but the fact is that to those people life actualy changes for 360°.
However you're right about investments. If you get enough profit from them and are able to live normal that is much better than buying ferraris and spending everything on material stuff as that is just not it. There are other priorities and values in life that are always more important like children and their future and so on.
Great post, keep up the good work.