It's the best choice to make your dreams come true without debts. I have debts since about 7 years for now. I had in one moment more than 300k usd to pay and I had big interest percent so I needed to earn a lot of money every month, I pay and debt just grow and grow, that was scary and was hard to go out from this. For now I have much less to give back but still some interest so it's not easy to pay it all. Debt is like a prison, it's long story to tell but for now I know that debt is not good choose if you like just buy something what you need or want. Dark prison where you need to fight every day to survive, it's zone of loneliness of helplessness and sadness. You do great job here, I like every thing what you add to steemit, I am sure you will bulid your house with no debt! Hope to see soon relation how it going with this, good luck!!