Excellent video friend and you explain gracefully how payouts are divided now and why our account moves up and down and i agree with your thoughts that right now SBD is trading so high then it's normal price and i think converting SBD to steem now is no doubt a wise decision because steem is the coin with huge space ahead and accumulating more and more steem will benefit us in near future whereas SBD peg with USD so it has limitations and it has to come back to 1$ price at some point, thanks for sharing your nice thoughts with us friend and wish you a fantastic weekend ahead, Stay blessed