Don't lie to your children that the rich are ritualists when time come knowing fully well you didn't make good use of opportunity that life presented to you to be rich also. don't just lie to them! Tell them the truth you called every opportunity scam and had an excuse for every opportunity that came your way and don't forget to tell them how u rather spent money to impress and not to invest. Just remember.
Our generational has turned into what we can no longer imagine.
Why would you blame anyone for your failure.
You are face with different choice everyday, either you succeed or fail.