Hello dear friend @enforcer48.

Our creativity is put to the test when we must bring crypto to the real world. There are currently many solutions at this level. Crypto debit cards have already been successfully implemented in India and other regions.

Add in the fact that they behave more like speculative assets than currency, it's harder to spend them. Imagine spending $ 100 today and have it be the equivalent of $ 1000 a few years down the road?

You are right, so for this reason we should spend our cryptography on really important things.

Here in steemit the Reggaesteem tribe who have their headquarters in Jamaica, have managed to give a real utility to their Jahm token, which is accepted increasingly in more shops and hotels on the island.

All best, Piotr.