People are homeless because they listened to people and didn't do their own research. It doesn't take much to realize that a project is just another ponzi scheme. But then again if you're clever these schemes are good to make a quick profit and get out early.
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its kind of gambling, i am only investing what I am willing to lose, and trying to get people under my referral to do the same.
if it worked we made a lot of money, if didn't we lost something affordable