And yet one of the major boosters to cryptos is expected to come from the poorest parts of the world, specifically those places where people don't have access to banks or funding. I agree with you 100% about the paycheck to paycheck. I couldn't get a single member of my family to invest in Bitcoin. I am not even going to address the skepticism I receive when I mention steemit, common response "where does the money come from?" I think however in countries where people literally have no other options, they are more likely to adopt cryptos and that is attributing to the current rise. What do you think?