Right now I am in the process of converting the small amount of Bitcon I have into Steem. I eventually want to get back into Bitcoin and other cryptos but I feel right now, for myself, that building my Steem up is the right move.
It's not about wear I can make the most money. It's about investing into myself and this community. Even if it is a few steems at a time.
I thought about setting up an account for my son too. Toss in a few steem now and again. Might make for a good present/investment into his future when he get old enough and wants to explore Steem for himself.
I can't say about getting out of BTC, but adding a little Steem is always good in my opinion. BTC might go up before Steem though, remember. For me, I am now adding fiat in as I can so that way I can spread across.
I think it is good that people create some accounts for their kids, just in case :)