One hundred percent agree. If I were in your shoes, I'd be doing the exact same thing. Holding onto your principal, and then buying "real life" investments, such as housing or land in good areas. Stuff like that (at least where I live) has an average of 3% yearly increase, and more depending where it is. While it's not as exciting as crypto, it's a very stable investment. Depending on your preferences, you could always buy up a few houses over time and become a landlord, to get some real life passive income. If I was in your situation, I'd probably aim for that. For me, I don't have enough money in crypto to pull out and really make a big difference in my life. I'm basically investing all my Steemit earnings right back into crypto, until I have a large enough amount to slowly start pulling some out bit by bit, which hopefully I get to that point.