Welcome to the party gorgeous! If no one has told you yet, your steem is better as steem dollars because you earn interest on it and it's possible to liquidate if you need to. If you have some money to sock away, put into steem and power up to Steem Power! This will give you some influence around here AND your steem power $ will earn even more interest. Look at your wallet and hit refresh every 5 minutes or so and the steem power rises because of the interest accrued. The total eatimated value of your account may go down, or fluctuate but that is based on the market price of steem and your steem power going up is where the real value lies. See you around! Steem on