Hey vjbasil,

so I totally agree, yet here is what I mean:

1. Everybody who got rich themselves, did it by doing 1: creating a surplus 2: investing that surplus, so even in the stupid example of a lottery ticket this basic explanation still applies, I'm sorry if that is confusing, but I meant it as a: 'even in the case of a lottery ticket, in essence those are the two steps that have been followed'.

The surplus of $500 is a bit much indeed, yet as explained in the video, I see the surplus as every bit of money left over after necessary costs. So, therefore, clothes, going out for dinner, expensive meals at home, a TV set, but also saving money for a holiday etc in my opinion are all things that people spend money on, yet are not necessary and therefore are paid out of the surplus. If you calculate it like that a 25% surplus is mostly achieved by most people.

However, again, they will usually spend it on new jeans, and getting sushi, and then claim that they get bare necessities, which isn't really the case. Yet this all comes down to how radical you are in creating a surplus :)

But yeah I would say that the investment surplus of someone earning $2000 should be somewhere around the $100 - $150 mark.

Thanks for liking the post and your valid points! :)