Two issues here, priorities and opinions. First, what you do with money, time, and everything, should be filtered and guided through your priorities. What is the most important thing in your life? What is the second most important thing? You can use your money to help you seek after goals, priorities, destiny.

Second, whether or not people call you stingy, bad, good, racist, fun, great, or whatever, are opinions. But do those opinions matter or not is the question. And will those opinions conflict with your priorities? I would encourage you not to let opinions get in the way of your priorities, of what you care about, believe in, what you want in your life. People can call you stingy, but if you are being yourself, if you are doing your best to love the people you love, then maybe they will not call you stingy or bad someday, maybe not today, maybe not tomorrow, but someday, she may see your good heart. But there is no guarantee. People can call you stingy even if you are not stingy. I learn this from the videos of @Stefan.Molyneux.