Thanks! Every aspect of health insurance is ludicrous. The fundamental business model of this whole industry is flawed and the only way to fix it is to start fresh with something entirely different that takes advantage of our technological progression.
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I agree. I've personally only had health insurance for one year of my adult life. And now that I see how flawed the system is, I don't really want to buy into it anyway. To me an insurance policy is making good lifestyle changes. It just doesn't make sense to eat garbage and make other bad choices and then pay a high price to see a doctor. I'd rather spend the money on quality, fresh food :)